I think that while the "as a service" has its benefits, it also has its drawbacks. Take for example personally leasing a car (I'm avoiding people who lease for a business which may provide a tax benefit or people who want to lease a car if they are unsure that they will keep it long term) or renting a home. While it may be a good solution in the short term, I find it is like burning money every month. At the end, you have burnt a lot of money and have nothing tangible to show for it (which has residual value and could be monetized towards something else).
In the above scenario, I see renting/leasing on par with the reverse mortgage business which targets elderly people.
My hope one day is to give my kids a down payment on a house so that the "rent check" is actually a mortgage payment.
Just my $0.02.